Yash Verma Mortgage Loan Originator
Yash Verma · Branch Manager & Mortgage Loan Originator · NMLS #2445825 | West Capital Lending, Inc. · NMLS #1566096 · Equal Housing Lender
Home Financing · California & Beyond

A mortgage advisor who shops 90+ lenders — and answers when you call.

I'm Yash Verma, a licensed Mortgage Loan Originator with West Capital Lending. Whether you're buying, refinancing, or tapping your home's equity, I build the financing around your situation — not a one-size-fits-all rate — and I keep it honest at every step.

Book a Free Consultation Meet Yash
No cost. No obligation. A real conversation about your options.
Yash Verma, Mortgage Loan Originator at West Capital Lending
Yash Verma
Mortgage Loan Originator · NMLS #2445825
90+ lenders
Shopped on your behalf to find the right fit
Purchase & refi
Plus HELOC, FHA, VA, jumbo & self-employed programs
One point of contact
You work directly with Yash, start to finish
About Yash

Straight answers, a whole market behind you.

I'm Yash Verma, Branch Manager and Mortgage Loan Originator at West Capital Lending, where I lead a dedicated team and work with a network of over 90 lenders. That means I'm not trying to fit you into one product — I'm looking across the market to find the financing that actually fits your goals, your timeline, and your numbers.

"Building trust is everything in this business. I keep it transparent, I keep it honest, and I make sure you have what you need to make a confident decision."

Buying your first home, refinancing, pulling equity out with a HELOC, or financing as a self-employed borrower — whatever the situation, my job is to make it clear and get it done. My practice is operated through my company, YRV Services LLC, so you're working with a single, accountable point of contact from first call to closing.

  • Access to 90+ lendersYour loan is shopped, not forced into one box.
  • Honesty & integrityClear guidance, no pressure, no surprises.
  • Full transparencyYou always know where your loan stands.
  • Built around youFinancing tailored to your goals, not a generic rate.
Why work with Yash

What you get when one originator owns your file.

01

One dedicated advisor

You're not routed to a call center. You work directly with Yash from first call to closing.

02

The whole market shopped

Access to 90+ lenders means more programs and a better shot at the right fit for your situation.

03

Programs for real life

First-time buyer, self-employed, jumbo, VA, or equity access — there's a lane for you.

04

You control the contact

Text updates are opt-in and optional. Reply STOP anytime; it never affects your application.

Loan Programs

Financing built around your situation, not a one-size-fits-all rate.

A sample of what's available through West Capital Lending's lender network. Not sure which fits? That's exactly the conversation to have on your consultation call.

Featured · Home Equity

The 5-Day HELOC

Tap the equity you've built without touching your first mortgage rate — on a fast, streamlined timeline. Great for consolidating higher-interest debt, funding a renovation, or keeping cash on hand for what's next.

Why borrowers like it

Keep your existing low first-mortgage rate in place, access your equity quickly, and draw only what you need. We'll confirm eligibility and timing on your call.

Conventional

Fixed and adjustable-rate financing for primary homes, second homes, and investment properties.

FHA Loans

Backed by the FHA, often with more flexible credit and down-payment guidelines than conventional loans.

VA Loans

For eligible veterans, service members, and spouses — often with no down payment required.

Jumbo Loans

Financing above conventional limits, with fixed and adjustable options for higher-value homes.

Self-Employed & Bank Statement

Qualify using bank statements or alternative documentation when tax returns don't tell the whole story.

Refinance

Rate-and-term or cash-out refinancing to restructure your mortgage around your current goals.

How it works

Three steps between here and a real conversation.

1

Tell Yash your goals

Buying, refinancing, or tapping equity? Share a few basics using the form below.

2

Get a real game plan

Yash reviews your situation and shops the lender network for programs that actually fit.

3

Move forward with confidence

Clear options, honest numbers, and one advisor guiding you to closing — no pressure.

Get Started

Request your free consultation.

Tell Yash a little about what you're looking to do and he'll follow up personally to talk through your options. There's no cost and no obligation to move forward.

  • For purchase, refinance, and home-equity inquiries
  • Work directly with a licensed loan originator, not a call queue
  • Your information is never sold to third-party marketers

Request a free consultation

Takes about 2 minutes.

By submitting, you agree to be contacted by Yash Verma / YRV Services LLC by phone or email regarding your inquiry. Checking the SMS box above is optional and separate from submitting this form.